Welcome to St Charles Olde Naples
St. Charles brings a small-scale condominium setting to Olde Naples. Its 11 residences are divided between two low-rise buildings on 10th Avenue South and 11th Avenue South, with a landscaped courtyard and swimming pool between them. The Gulf beach, Third Street South and Fifth Avenue South are all within walking distance.
Each St. Charles condo has its own street address, so listings may appear under either avenue rather than one shared building address. With only 11 residences, availability can be limited. If no St. Charles condo is listed today, register below to be notified when one comes to market.
Four residences are associated with the 10th Avenue South side and seven with the 11th Avenue South side. Together, the two low-rise buildings frame an intimate courtyard and shared pool. Construction dates span the early-to-mid 1990s, and each condo should be evaluated by its own floor plan, condition, parking and association records.


Published floor plans generally range from about 1,365 to 2,175 square feet. Many St. Charles condos have three bedrooms and two bathrooms, high or vaulted ceilings, screened lanais and an assigned parking space or garage. Layouts, updates and outdoor outlooks vary by residence, so confirm the details for the particular condo.
The landscaped courtyard and community swimming pool are central amenities. Published community information describes a pet policy allowing one dog up to 50 pounds per unit; buyers should verify the current written rule, any approval requirements and all leasing restrictions with the association before relying on them.
St. Charles residences are associated with these individual street addresses: 538, 540, 542 and 544 10th Avenue South; and 529, 533, 537, 539, 541, 545 and 547 11th Avenue South, Naples, FL 34102. A unit number may also appear on the listing or property record. Search both streets and confirm the legal unit identifier when comparing sales.
Owners have reported that first-floor St. Charles residences did not flood and their condos stayed dry during past storms. These are owner reports, not verified flood-history records for every unit or a guarantee about future storms. Buyers should obtain seller disclosures, association records, flood-zone and elevation information, insurance quotes, and any available repair or water-intrusion history for the exact condo.
From St. Charles, the Gulf beach is roughly five blocks west, with Third Street South's restaurants, galleries and shops only a short stroll away. Fifth Avenue South is also within the downtown area. Buyers comparing beach access, building scale and association costs can read our Olde Naples Real Estate spotlight.
For a wider view of the market, explore Naples FL real estate. Building-specific expertise can matter when choosing a realtor in naples for a small coastal condominium community.
Mike Shoaff is a licensed Olde Naples Real Estate Agent with more than 20 years of full-time Naples experience. He helps clients compare small condo communities, review association finances and rules, evaluate coastal flood and insurance questions, and price individual residences against relevant sales.
Call Mike at 239-298-9903, connect with a Naples FL Real Estate Agent, or discuss your plans with a local Naples FL Realtor.
How close is St. Charles to the Gulf beach?
The community is roughly five blocks from the beach. Confirm the beach-access route and walking distance from the specific residence.
Are St. Charles condos directly on the Gulf?
No. St. Charles is an inland Olde Naples condominium community near the Gulf beach, not a beachfront building.
Have first-floor St. Charles condos flooded during past storms?
Owners have reported that first-floor residences did not flood and their condos stayed dry during past storms. Treat this as an owner report, not verified flood-history documentation for every condo or a guarantee of future conditions. Check the exact unit's seller disclosures, association and repair records, FEMA flood zone, elevation information and insurance quotes.
How can coastal insurance affect condo ownership costs?
Association insurance and any required unit or flood coverage may affect the total carrying cost. Review the current budget, master-policy summary, deductibles, reserves and possible special assessments.
What else should I verify before buying at St. Charles?
Confirm the legal unit identifier, parking assignment, condition, building records, current pet and rental rules, association approvals, reserves and any planned capital work.
What Realtor should I use to buy or sell a property in St. Charles or downtown Naples?
Mike Shoaff is a licensed real estate professional and longtime Naples resident with more than 20 years of full-time experience in Olde Naples condominiums. His approach combines building-specific comparable sales, digital marketing for sellers and careful review of condo documents. Mike helps buyers assess FEMA flood zones, building elevation and insurance; when relevant, an Elevation Certificate or Letter of Map Amendment requires documentation and professional review rather than assumptions. He also reviews rental and pet rules, capital reserves and contractual deadlines. Call Mike at 239-298-9903.
St. Charles residences are found at these individual addresses in Olde Naples. A listing may also include a unit number; confirm the legal description and association before purchasing.
538 10th Ave S, Naples, FL 34102
540 10th Ave S, Naples, FL 34102
542 10th Ave S, Naples, FL 34102
544 10th Ave S, Naples, FL 34102
529 11th Ave S, Naples, FL 34102
533 11th Ave S, Naples, FL 34102
537 11th Ave S, Naples, FL 34102
539 11th Ave S, Naples, FL 34102
541 11th Ave S, Naples, FL 34102
545 11th Ave S, Naples, FL 34102
547 11th Ave S, Naples, FL 34102


