Monday, June 23, 2025 / by Mike Shoaff
Selling a Home in Naples During Divorce
Selling Your Home During Divorce in Naples, FL
Facing a divorce and need to sell your home in Naples, FL? Mike Shoaff, a Naples FL top realtor, provides compassionate expertise to guide you through this challenging process.
Is Selling Your Home The Right Choice?
Deciding what to do with the family home during a divorce in Naples can feel overwhelming. For many couples, selling is the best option, especially if neither person can manage the property alone or both want a fresh start. Mike Shoaff is a Naples, Florida Realtor with REMAX Hallmark USA who understands the unique challenges of selling a home during divorce. He brings professionalism and compassion to every step of the process. Mike has guided many families in Naples through the sale of their home during divorce and can help you move forward with confidence.
Why It Matters: “A realtor experienced in divorce sales can reduce stress and ensure a fair, efficient process for both parties.”
Understanding Divorce Home Sales in Florida
In Florida, which follows equitable distribution laws, marital assets such as the home are divided fairly between spouses. This does not always mean a 50-50 split. Many couples choose to sell the home and divide the proceeds, while in some cases, one spouse may buy out the other's share.
Mike works to ensure both parties agree on the terms and handles all paperwork and logistics involved in the sale. He has extensive experience assisting clients through divorce sales, from luxury homes in Olde Naples to rural properties in Golden Gate Estates. Mike knows the Naples market well and can help in a wide range of areas throughout the region.
Google Review: “Mike made selling our home during a difficult time so much easier. He was patient, knowledgeable, and always kept us informed. We felt supported every step of the way. Highly recommend him to anyone in the Vineyards community!” – Barb Huxley
How Mike Shoaff Simplifies the Process
Mike Shoaff streamlines selling a home during divorce in Naples, FL, with a compassionate approach:
- Private Consultation: Confidential discussions to align with both parties’ goals.
- Market Valuation: Comprehensive analysis of your home’s value based on Naples market trends.
- Unified Strategy: Agreement on pricing and marketing to maximize returns for both spouses.
- Transparent Communication: Clear updates, working with parties together or separately.
- Seamless Closing: Full coordination of documents and logistics for a stress-free sale.
- Accurate Pricing for a Faster Sale: As a top Naples agent, Mike uses his expertise to price your property competitively, helping you avoid long days on market and unnecessary stress.
Common Questions About Divorce Home Sales (Q&A)
Answers to frequent questions about selling a home during divorce in Naples, FL:
- Do both spouses need to agree? Typically, yes, unless a court orders the sale.
- What if one spouse refuses? Legal assistance or a court order may be required.
- Can I sell before the divorce is finalized? Yes, with proper legal guidance.
- How is the sale price determined? The home is usually appraised or evaluated by a local real estate expert to set a fair market price both parties agree on.
- Who chooses the real estate agent? Both spouses can work together to select an agent, or in some cases, the court may appoint one if there’s a dispute.
- Who is responsible for the mortgage and bills until the home sells? Both parties are typically responsible unless otherwise stated in your divorce agreement.
- Can one spouse buy out the other? Yes, a buyout is possible if both parties agree and financial arrangements can be made.
- Are there tax consequences when selling a home during divorce? Potentially. Capital gains taxes may apply depending on your situation and how long you’ve owned and lived in the home. It’s important to consult a tax professional to understand your specific circumstances.
- Should we sell the house before or after the divorce? Both options are possible. Selling before the divorce can simplify dividing assets, while selling after might offer more flexibility depending on your agreement and market conditions.
- Can the proceeds from the sale be used to pay off marital debts? Yes. Often, proceeds are used to pay off the mortgage and any joint debts, with the remainder divided according to your settlement.
- Will selling during a divorce hurt the home’s value? Not necessarily. With the right pricing and marketing strategy, your home can attract buyers and sell at market value, even during a divorce.
- What if one spouse has moved out—do both need to sign? Yes, both owners must sign the listing agreement and closing documents unless otherwise specified by the court.
- Do we have to be present together for showings and closing? No. Mike can coordinate with each party separately and arrange for separate signing times if needed.
- What if only one spouse is on the title? Even if only one spouse is listed on the title, Florida is an equitable distribution state. That means both spouses may have a legal interest in the property if it was purchased or paid for during the marriage. In most cases, both spouses will need to sign off on the sale, even if only one is on the title. As the saying goes: one to buy, two to sell.
Trust Mike Shoaff for Your Divorce Home Sale
Choosing a Naples FL top realtor like Mike Shoaff ensures a compassionate, expert-led home sale during divorce. His experience in complex transactions across Vineyards, Treviso Bay, and beyond, backed by REMAX’s resources, delivers results. Schedule a confidential consultation today.
625 9th St N, Unit 203
Naples, FL 34102
(239) 298-9903
Check out our previous blog post: Mike Shoaff Named Naples FL Top Realtor
